Privacy Policy

1. Introduction

SMART CASH LIMITED ("we," "our," or "us") is committed to protecting your privacy and personal data. This Privacy Policy describes how we handle information in connection with your use of the Cash Advance: Instant Borrow app ("the App").

By using the App, you acknowledge that you have read and understood this Privacy Policy. If you disagree with any part of this policy, please discontinue use.

Data Controller: SMART CASH LIMITED
Registered Address: 152-160 City Road, London, EC1V 2NX, United Kingdom
Contact Email: [email protected]

2. Data We Collect

We collect only a limited set of data, as disclosed on the App Store:

• Identifiers — Device ID, used for analytics and marketing attribution.
• Usage Data — advertising and interaction data, used for analytics.

Data used to track you: your Device ID may be used to track activity across apps and websites owned by other companies.

We do not collect or store your name, email, phone number, or financial information inside the App, and the usage data we collect is not linked to your personal identity.

3. Our Role as a Credit Broker

We are not a lending company or a direct lender. We act solely as a middleman between clients and our lending partners. Our partners are the entities that lend money to the customer.

4. Local Data Storage

All data you enter in the App is stored exclusively in your device's local storage.

• No cloud sync: We do not offer or operate any cloud sync service.
• No backups on our end: We cannot access, recover, or view your data.
• Deletion: Uninstalling the App or clearing its data permanently deletes all locally stored data.

5. App Permissions

Cash Advance: Instant Borrow requests only the minimum permissions necessary to function. We do not request access to your contacts, microphone, camera, location, or any sensitive system resources.

6. Third-Party Services

We integrate third-party analytics and advertising services to help us understand app usage and improve our marketing efforts. These services collect your Device ID and interaction data. Your Device ID may be used by these third parties to track activity across other apps and websites.

7. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not collect any personal information from anyone, including children. We comply with all relevant children's privacy regulations.

8. Data Security

Your personal and financial data remains securely on your device. Any analytics or interaction data transmitted to our third-party partners is protected using industry-standard security protocols. We recommend enabling device-level security for the best protection of your information.

9. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We encourage you to review this Privacy Policy periodically.

10. Your Rights

You have full control over your personal and financial data since it is stored locally on your device. For the analytics and advertising data we collect (such as Device IDs), you can manage your preferences or opt-out of tracking through your device's privacy settings (e.g., enabling "Limit Ad Tracking").

• Access: All your financial data is viewable directly within the app.
• Deletion: Uninstalling the app clears all your local information.
• Portability: Your personal data belongs entirely to you.

11. Contact Us

If you have any questions, concerns, or complaints about this Privacy Policy or our data practices, please contact us:

SMART CASH LIMITED
152-160 City Road, London, EC1V 2NX
Email: [email protected]
Phone: +44 749 384 8402